The Cars Deemed Most Likely to Speed by Insurers

The cars most likely to speed are BMWs

When it comes to renewing our car insurance policies, or getting a quote prior to buying a new or used car, it can be shocking just how much the annual price can shoot up or down because of a certain make or model. Insurance companies often judge the cars involved over the driver’s age and experience, meaning that certain cars are almost automatically categorised as being “high risk.”

This means that regardless of your own driving style, age, gender, location or where the vehicle is kept overnight; you could find yourself paying much more than you would like to.

Of course, there are methods of reducing the amount you pay each year for your car insurance with the ‘black box’ method of installing recorders that monitor how you drive, feeding back to the insurers and paying accordingly.

In a study undertaken by British insurer Admiral, who looked at 300,000 of their own policies to understand if there were any trends in prices, it became clear that certain makes and models generated higher quotes than others.

Justin Beddows from Admiral said in an interview that “the data doesn’t seek to tarnish all drivers with the same brush, but show that the trends do exist. It’s interesting how we can use our internal data to build a picture of certain drivers, like speeding and certain makes and models of cars.”

What are the cars most likely to speed?

So, let’s cut to the chase. The car that is deemed most likely to get caught over the speed limit is the Bentley Continental GT. Viewed as a popular choice for Premier League footballers; the Continental GT can reach a top speed of 188mph, and 62mph in just 4.8-seconds.

The cars most likely to speed
Top of the cars most likely to speed; the Bentley Continental GT

When you put it that way you can understand why it’s top of the list really, even if it’s not the kind you would expect to see racing around the country roads or supermarket car parks after dark!

Second on the list was the Audi Q5, an SUV that rivals models such as the Range Rover Sport and Porsche Cayenne. It seems as though Admiral see it as the fastest of the three anyway!

Completing the podium of sorts is the BMW 420d. A lot of people would probably have been expecting to see a BMW on this list at some stage as they developed a bit of a reputation for speed and careless drivers in the 1990s and early 2000s. The 420d is not as quick as the famous M3 but it has racked up the third most speeding offences.

The remainder of the top ten cars most likely to speed is as follows, showing that the BMW reputation is still there:

4th – BMW M135i

5th – Audi A5

6th – Volvo V50

7th – BMW 535i

8th – Mercedes-Benz C220

9th – Mitsubishi L200

10th – Mercedes-Benz C250

How about the least likely?

While we now know the cars that are most likely to get caught speeding; it’s also worth taking a look at those that hardly ever get caught over the speed limit. Easy, you might think but it’s actually the Seat Mii.

This small city car takes an age to get from 0 to 60mph, (nearly 15-seconds to be precise), and maybe that’s part of the problem according to the Admiral study.

Next on the list was another small, compact city car in the form of the Fiat Seicento. A popular car with new and young drivers because of its size and practicality, this little Fiat is more about reliability and practicality than speed and style – a rarity for an Italian design!

Third was another city car, the Hyundai Amica. The top ten in terms of least likely to be caught speeding were:

4th – Daewoo Kalos

5th – Honda HR-V

6th – Chevrolet Matiz

7th – Nissan Pixo

8th – Volkswagen Lupo

9th – Ford Streetka

10th – Fiat Stilo

If you take a look at these models you’ll notice that they’re predominantly small, economical run-arounds that tend to be driven by inexperienced drivers getting their first set of wheels or those looking for something economical and kind on the wallet.

Obvious, you might say, that the cars least likely to speed are the city cars that already have low insurance premiums, but it’s interesting that they haven’t been tarnished by a few less-than-careful drivers outside the city centres or looking to beat the rush hour traffic.

That might not sound cool and stylish, but at a time when we’re all wondering how we can bring next year’s insurance premiums down, worth knowing!

Come back to the Euro Car Parts blog next week for more motoring news, consumer advice, opinions and details on the best car parts for your make and model. Visit us in any of our branches for advice or to see the product range with your own eyes.